📊 Drift Monitoring

Know exactly which accounts need attention, before clients or regulators ask.

Customizable Thresholds

Set drift tolerances per asset class, sector, individual holding, or account type. Different thresholds for taxable vs. tax-deferred accounts.

Real-Time Surveillance

Portfolios are checked against targets continuously as market prices update. No more quarterly spreadsheet reviews that miss intra-period volatility.

Prioritized Action Queue

Accounts are ranked by drift severity so you address the most out-of-balance positions first. Filter by model, advisor, or household.

Concentration Alerts

Detect overconcentration in single securities, sectors, or asset classes. Helps maintain diversification and satisfy fiduciary obligations.

Automated Rebalancing

Generate optimized trade proposals that minimize costs and maximize tax efficiency.

AI-Optimized Trade Generation

AllocBot calculates the minimum number of trades needed to restore target allocations while considering lot-level tax consequences, transaction costs, and minimum trade sizes.

Cash Flow Rebalancing

Direct new contributions, RMDs, and withdrawals to underweight asset classes. Rebalance opportunistically without generating unnecessary turnover.

Bulk Operations

Rebalance hundreds of accounts at once. Review proposed trades in aggregate, approve by model or individually, and route to your custodian in a single batch.

Advisor Override Controls

Lock specific holdings from trading, set per-account restrictions, or override any proposed trade. AllocBot suggests — you decide. Full audit trail of every override.

💵 Tax-Loss Harvesting

Capture losses systematically throughout the year, not just in December.

Continuous Loss Scanning

AllocBot monitors unrealized losses across all taxable accounts daily. When losses exceed your minimum threshold, it flags harvesting opportunities for your review.

Wash Sale Prevention

Automatic wash sale rule monitoring across all accounts in a household, including IRAs and 401(k)s. AllocBot prevents disallowed losses before they happen.

Substitute Security Selection

When harvesting a loss, AllocBot suggests tax-efficient replacement securities that maintain your target asset class exposure while avoiding wash sale triggers.

Harvest Tracking & Reporting

Year-to-date harvesting totals per account and per household. Exportable reports for tax preparers and client year-end reviews.

📑 Client Reporting

Professional, white-labeled reports that strengthen client trust.

Performance Reports

Time-weighted and money-weighted returns with benchmark comparisons. Available for any period — monthly, quarterly, YTD, inception-to-date, or custom date ranges.

Allocation Summaries

Visual breakdowns by asset class, sector, geography, and individual holding. Show clients exactly where their money is and how it maps to their investment plan.

Rebalancing Activity Logs

Transparent record of every rebalancing action taken on a client's behalf. Includes rationale, tax impact, and before/after allocation snapshots.

White-Label Branding

Add your firm's logo, colors, and contact information to every report. Deliver reports automatically via email on a schedule or generate them on demand.

🔔 Alerts & Notifications

Stay informed without staring at a screen all day.

Drift Breach Alerts

Get notified the moment any account exceeds its drift threshold. Alerts include the specific holdings causing the drift and recommended corrective trades.

Cash Flow Notifications

Automatic alerts when large deposits or withdrawals hit an account. Invest new cash or raise cash for distributions before clients call.

Corporate Action Monitoring

Track stock splits, mergers, spinoffs, and dividend changes that affect portfolio allocations. Adjust targets proactively rather than reacting after the fact.

Compliance Threshold Warnings

Alerts when accounts approach concentration limits, restricted security lists, or firm-level compliance parameters. Address issues before they become violations.

🛡 Compliance & Audit Trail

Every decision documented. Every trade justified. Always exam-ready.

Complete Audit History

Every rebalancing proposal, advisor approval, override, and execution is logged with timestamps, user IDs, and rationale. Immutable record for regulatory examinations.

SEC & FINRA Exam Support

Export audit trails, trade justifications, and compliance reports in formats regulators expect. Reduces exam prep from weeks to hours.

Restricted Security Lists

Maintain firm-wide and per-account restricted security lists. AllocBot automatically excludes restricted securities from trade proposals and flags existing holdings.

Best Execution Documentation

Record the rationale behind trade routing decisions. Document that rebalancing trades were executed in clients' best interest with supporting data.

See AllocBot in Action

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